Unlock the cash in your unpaid invoices. Fast.
Borrow against your unpaid invoices and get a flexible line of credit from £25k to £1 million.
To be eligible to apply for Rapid Cash, businesses need to have been trading for a minimum of 6 months and have an annual turnover of at least £100k. Businesses need to invoice other businesses and only when work is complete. Businesses need to be Limited Company or Limited Liability Partnership registered in England & Wales. Security and guarantee required. Fees may apply.
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Unlock the cash in your unpaid invoices. Fast.
Borrow against your unpaid invoices and get a flexible line of credit from £25k to £1 million.
NWB-Rapid-Cash-MOBILE-Filing-cabinet-4
To be eligible to apply for Rapid Cash, businesses need to have been trading for a minimum of 6 months and have an annual turnover of at least £100k. Businesses need to invoice other businesses and only when work is complete. Businesses need to be Limited Company or Limited Liability Partnership registered in England & Wales. Security and guarantee required. Fees may apply.
What is it?
Benefits
How it works
Testimonials
Eligibility
Rapid Cash. What is it?

Rapid Cash.
What is it?

An innovative, high-tech solution to business financing.
It could be cheaper than invoice factoring and it's more flexible than a loan. Rapid Cash unlocks the capital in your unpaid invoices.

Four reasons our customers love Rapid Cash
So fast
So fast
Get started in five minutes – you could be approved in 48 hours and then get the funds just two hours later (subject to business hours).
So simple
So simple
Seamlessly integrate with a specified accounting package. No extra paperwork or legwork.
Flexible
So flexible
Just borrow what you need when you need it and only pay for what you borrow for limits of £300k or less. For limits over £300k there is an annual facility fee of 1.5% of the limit, which is payable monthly in arrears.
Secured
Peace of mind
Effortless working capital. Paperless platform. Painless setup and ongoing support.
From quote to funding in five easy steps
Check eligibility icon
Check your eligibility
To see if Rapid Cash is right for your business, check our eligibility requirements.

Is Rapid Cash right for your business?

  • You’ve been trading six months or more.
  • You have an annual turnover of £100K+.
  • Your company is a Limited Company or a Limited Liability Partnership.
  • You invoice other businesses.
  • You use one of the following accounting packages: Xero, FreeAgent, Sage, Sage50, QuickBooks Online or KashFlow.
Get A Quote icon
Get a quote
To get your quote, simply connect your accounting package to our platform.
Upload Your Documents icon
Upload your documents
Connect your business bank account, upload supporting information and wait for our call.

Documents required

  • Annual accounts
  • PAYE and VAT statements
  • Customer contacts
Please note: HMRC documents may not be required when you connect your business account to NatWest Rapid Cash.
Credit Assessment
Credit assessment
We'll call within 48 hours to walk you through this. (Don't worry, it won't affect your credit score.)
Funding
Once approved, finish setting up your account, choose customers to borrow against and access your funds!

Documents to sign

  • Working capital agreement
  • Business debenture
  • Personal guarantee
  • Company guarantee (N.B. only if your company has a sister or holding company)
Fans of Rapid Cash say…
Brimstone Site Investigation LtdAaron Florence, Brimstone Site Investigation Ltd
develop. Joseph Tait, develop.
mobiletestimonialRay Faulkner, iRed
Is Rapid Cash right for your business?
You’ve been trading six months or more.
You have an annual turnover of £100K+.
Your company is a Limited Company or a Limited Liability Partnership.
You invoice other businesses.
You invoice businesses after the work is complete.
You can use one of the following accounting packages: Sage 50, Sage Business Cloud, Xero, Quickbooks Online, (Oracle) Netsuite, KashFlow or FreeAgent

Get started in five minutes.
Get approved in 48 hours.

Funding subject to application approval and business hours i.e. Monday to Friday from 9am to 5pm.